So there you are, moving safely through an intersection when all of a sudden you feel a bump and your heart starts racing. It’s not a bad wreck, if you can even call it a wreck, but it’s big enough you know you need to do something.
Fender benders are minor accidents, but they can cost you if you don’t handle them correctly. Whether in a parking lot, intersection or on a slow road, any time your car receives damage, you should consider taking action.
It doesn’t matter if you caused the accident or were hit by someone else, make sure the police are called. If the other person willingly takes the blame and suggests you not call the police, do so anyway. If there are no witnesses to contradict them, some offenders may change their stories, which could leave you to foot the bill.
While you’re waiting for the officers to arrive, listen to the other side of the story and then explain yours so you can clearly tell the officers what happened. If any eye witnesses are there, confirm your story with theirs’. It’s a good idea to take their contact information just in case you need their testimony as evidence later.
Once the police arrive, they should file an accident report and take pictures, but it’s also smart for you to take pictures of your own.
Last, but not least, write down the other driver’s name, address, phone number, driver’s license number and insurance company. It could be a good idea to get a second contact number for them.